Speed analysis and ensure uniform lending.
Ask our customers. Many say that WebEquity’s multi-faceted financial statement and credit analysis options provide the industry’s simplest, most flexible ways to evaluate all types and levels of credit requests.
Consistently perform all types of analysis.
WebEquity® lets you determine the level of analysis needed for proper credit decisioning—then automates the process. Now you can easily standardize your analysis methods for each of your lending areas while ensuring uniform lending practices. These capabilities generate valuable benefits as you:
- Automate calculations and analysis for all customer data throughout the entire system
- Save valuable time and resources
- Mitigate risk and help improve bottom-line profitability
Quickly gather and analyze customer data.
WebEquity’s built-in workflows essentially inform your users of how the analysis should be done, guiding them through the forms to complete and information to enter. The system will maintain a full complement of data requirements:
- Unlimited balance sheets and historical data
- Income/expense statements (includes common sized)
- Trends
- Statement of cash flows
- Statement of owner equity
- Ratio analysis (RMA industry comparisons & FFSC ratios)
- Customized ratios as needed
- Accrual adjusted or cash basis calculations
- Earned net worth
- Collateral analysis
- Enterprise analysis
Simply choose the direction you want to take.
WebEquity covers the entire spectrum of analysis requirements to support your decisioning process. From “no brainer” loans that call for minimal effort to highly involved credit requests, there’s an analysis path to fit your needs.
- Fast Track Analysis provides you with summary data for decisions requiring minimal financial data. Direct integration of credit bureau data simplifies your scoring and rating tasks.
- Ultra Analysis provides multiple levels of detailed analysis if needed for riskier credits, government guaranteed loans and multi-entity consolidations. This option considers balance sheets, income/expenses, loan schedules and more.
Dramatically streamline the process.
Information seamlessly flows throughout all areas of WebEquity, reducing chances for error. In addition, automated workflow features significantly improve staff efficiency—from task assignments to exception tracking.
Learn more about the on-demand benefits of the WebEquity lending solution.
