Ensure sound lending decisions. Fast.
WebEquity® offers consistent, reliable decisioning tools for each type of customer within your organization. You can establish standardized “credit action” models that you can easily maintain to fit each type of credit request you process. Information is contained in consistent formats that can be easily used across your entire organization. And you can modify your models as requirements evolve, easily amending components such as credit applications, scoring and rating models, and credit presentation forms.
Simplify credit scoring and rating.
WebEquity provides the ability to automatically input credit bureau data directly into your lending system. Full integration is provided for major reporting organizations, including:
This allows for a seamless flow of information, without the need to spend the time to re-key data from a separate system.
Standardize your credit presentation forms.
All of the information gathered and input into your credit action models can be automatically summarized by WebEquity and flow into a standardized credit presentation or decisioning form—one that can easily be viewed online. This capability is especially useful for requests that require action by a loan committee.
Committee members can simply click to see a format that best suits their needs wherever they happen to be—whether they’re down the hall or at a conference hundreds of miles away. The system’s eNotices make it easy for them to discuss information with others. They can email comments and notes, directing peers to specific screens in the electronic credit file. Using the eSignatures feature, they can individually or collectively log in their decisions to accept or deny a credit. So an approval process that once took several days can be reduced to a matter of hours.
Learn more about the on-demand benefits of the WebEquity lending solution.
