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“WebEquity helps us limit our risk with thorough analysis up front so we aren’t getting into risky loans and providing easy access to history to review credit concerns in the case of late payments.”

—Lanny Carter, Senior Credit Analyst, Adams Bank & Trust

Stress test individual loans and your whole portfolio using a single tool—WebEquity® Risk Dashboard

Imagine being able to use one solution for assessing and monitoring risk for every commercial/Ag loan you write and manage – easily producing, displaying and reporting the results. That’s the power of the WebEquity Risk Dashboard.

This highly visual tool benefits your lenders, examiners, executives and Board by quickly revealing where risk is lurking and where it’s likely to occur. From pre- and post-approval stress testing to concentration analysis and more, the Risk Dashboard does it all with speed and accuracy.

ONE platform showing a total view of credit risk

Gain vital knowledge about the intrinsic risk in your portfolio – including CRE, Construction, AG, C&I, Small Business and Consumer loans. From an overall perspective, you can easily drill down to a complete picture of underlying details, by segment:
  • Loan type  
  • Individual loan/customer
  • Customer demographics
  • Key financial ratios
  • Branch
  • Geographic region
  • Loan size
  • Business type
  • Interest rate
  • Risk rating/score
  • Loan officer
  • And more

ONE tool for your stress testing

In addition to pre-approval stress testing, you can proactively shock your loan portfolio to identify tomorrow’s risk today.

Risk Rating Stress Test

ONE tool for sensitivity analysis

Quickly perform analysis that focuses on your borrower’s debt service margin and see how specific changes can affect your risk exposure.

ONE tool for sensitivity analysis

ONE tool for concentration analysis

The Risk Dashboard summarizes the top risk factors you should continuously monitor, such as concentrations at a specific risk rating. Finding pockets of risk, then drill down to the details.

ONE tool for concentration analysis

ONE source for comprehensive reports

Graphs, tables and summaries make complex information easy to understand, while providing access to underlying facts. The Risk Dashboard output can easily be exported and blended with other management reports such as your Board package.

Risk Concentration

Download the Risk Management Dashboard Brochure

One Solution For All Your Loans

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