Automate the processing for all of your commercial real estate loans.
WebEquity saves you time and effort while helping you manage your credit quality for multifamily apartments, office buildings, retail space, warehouses and other commercial properties. WebEquity includes a variety of functionality to help you be more thorough and efficient as you make your lending decisions including:
Comprehensive Credit Analysis Impressive functionality enables you to perform in-depth credit analyses with ease. Assess overall credit worthiness. Scrutinize specific considerations that can impact loan repayment:
- Rent Rolls & Vacancy Reports
- Sources & Uses Analysis
- Construction Advanced Inspections
- Loan to Value & Loan Commitments
- Rental Rate, Capitalization, Interest Rate and Loan Commitment Sensitivity
- RMA Industry Comparisons
- SBA Forms Package
- Pre-loan Stress Testing
Financial Statements To support your credit analysis, WebEquity provides actual, projected and interim views as well as cash or accrual financial reporting:
- Unlimited Balance Sheets
- Unlimited Income Statements
- Statement of Owner Equity
- Statement of Cash Flows
Tax Forms Screens that mimic tax form layouts for a commercial business accelerate data collection and entries. Examples of common forms include:
Decisioning Streamline the process while ensuring you maintain complete information in consistent formats.
- Credit Presentation: Configurable to the needs of your institution. They contain all the supporting information needed for proper decisions.
- Online Approval Tracking: Committee members have secured access from anywhere to prepared loan files. WebEquity tracks each milestone in the approval process with eSignatures – as well as any exceptions.
Automated Sensitivity Analysis and Stress Testing
- Provides both pre- and post-approval stress testing using one software system to keep a pulse on your real risk exposure
- Our Risk Management Dashboard provides an automated, consistent way to monitor and assess the risk in your loan portfolio. You'll gain vital knowledge about the concentrations of your loan portfolio and its intrinsic risk factors:
- Risk-Loan Overview
- Risk Concentrations
- Sensitivity Analysis
- Stress Testing
Monitoring and Servicing Automatic ticklers help you ensure that all post-approval tasks are performed, such as gathering:
- Annual income statements
- Monitoring covenants
- Inspecting construction progress
- Annual property appraisals
- Collateral reviews
Schedule a Demo of our highly flexible solution and see how WebEquity can help your commercial loan department work smarter, faster and more profitably.
