Automate the processing for all your commercial & industrial credits.

From the very first contact to the very last stress test, WebEquity automates the lending life cycle with time-saving convenience for your retail, wholesale, industrial and manufacturing customers.

Comprehensive Credit Analysis Impressive functionality enables you to perform in-depth credit analyses with ease. Assess overall credit worthiness. Scrutinize specific considerations that can impact loan repayment:

Pre-Loan Stress Testing
In-Depth Ratio Analysis
Risk Rating (Setup your own criteria)
FICO™ Small Business Scoring Service (SBSS^SM)
Collateral Analysis
Multi-Entity Consolidations
Global Cash Flow Analysis
Individual Business Line Ratio Analysis
RMA Industry Comparisons
SBA Forms Package

Financial Statements To support your credit analysis, WebEquity provides actual, projected and interim views as well as cash or accrual financial reporting:

Unlimited Balance Sheets
Unlimited Income Statements
Statement of Owner Equity
Statement of Cash Flows
UCA Cash Flow Format (Direct/Indirect)

Tax Forms Screens that mimic tax form layouts for a commercial business accelerate data collection and entries. Examples of common forms include:

1040; 1120; 1120S; 1065 forms
Includes various associated supporting schedules

Decisioning Streamline the process while ensuring you maintain complete information in consistent formats.

Credit Presentation: Configurable to the needs of your institution. They contain all the supporting information needed for informed loan decisions.
Online Approval Tracking: Committee members have secured access from anywhere to prepared loan files. WebEquity tracks each milestone in the approval process with eSignatures – as well as any exceptions.
Global Credit & Deposit Relationships

Monitoring and Servicing Our tickler system helps you ensure that all post-approval tasks are performed, such as gathering:

Annual income statements
Monitoring covenants
Inspecting construction progress
Annual property appraisals
Collateral reviews

Schedule a Demo of our highly flexible solution and see how WebEquity can help your commercial loan department work smarter, faster and more profitably.